Landlords can report tenant rent payments to Equifax, Experian, and TransUnion by using a data furnisher platform like Debtpin, which formats and submits the data in Metro 2 format.
March 24, 2026
A data furnisher is any person or entity that regularly provides information about consumers to one or more consumer reporting agencies, as defined under the Fair Credit Reporting Act.
March 24, 2026
Collection agencies charge 30 to 50 percent of any amount recovered, typically recover only 20 percent of accounts placed, and take 3 to 12 months to produce results.
March 24, 2026
The Fair Credit Reporting Act establishes the legal framework under which landlords, as original creditors, may furnish accurate rent payment information to consumer reporting agencies.
March 24, 2026
Rent is the single largest monthly expense for approximately 44 million American households, yet fewer than 13 percent of renters have any rent payment data on their credit reports.
March 24, 2026